When people first hear that AVC’s vehicle subscription includes insurance, their reaction is often disbelief. Surely you still need to arrange your own policy? The answer is no — and the implications of this are bigger than most people initially realise.
The Usual Car Insurance Headache
For most UK drivers, car insurance is an annual ritual involving comparison sites, brokers, lengthy renewal calls and the creeping dread that your premium has gone up again. Add to that the need to re-shop every year if your circumstances have changed, the paperwork of policy documents, and the complexity of add-ons like breakdown cover — and it’s genuinely time-consuming.
For disabled drivers, those with certain medical conditions, or drivers returning to the road after a break, arranging insurance can be even more stressful and expensive. Insurers can be restrictive, and premiums can be high.
What Inclusion Means With AVC
When AVC says insurance is included in your subscription, this means driving insurance is bundled into your monthly plan payment. You don’t arrange a separate policy. You don’t have an annual renewal date to worry about. You don’t deal with a separate insurer when something goes wrong.
This has some significant benefits:
- Simplicity — one monthly payment, all your costs covered
- No annual renewal stress — the insurance is managed within your subscription
- Support for drivers who struggle to get standard cover — AVC’s model is designed to be accessible
- Peace of mind — you know you’re covered
What Else Is Included Alongside Insurance?
Insurance is just one element of AVC’s all-inclusive subscription. Your monthly payment also covers:
- MOT testing
- Routine servicing
- Breakdown cover
- Vehicle maintenance
These are all costs that, when added together for a standard owned vehicle, represent a significant annual outlay. With AVC, they’re all wrapped into a single figure. Explore the plans here.
Is This Available for Disability and Adapted Vehicles Too?
Yes. AVC’s disability adapted and wheelchair accessible vehicles are included on the same all-inclusive subscription basis. The insurance, servicing, breakdown cover and maintenance are all included regardless of whether you’re driving a standard hatchback or a wheelchair accessible adapted vehicle.
For disabled drivers and carers, this is genuinely significant. Adapted vehicle insurance can be complicated and expensive. Having it managed within the subscription removes a major source of stress.
The True Cost Comparison
When comparing the cost of a subscription to other vehicle options, it’s important to stack up the totals fairly. A subscription might look more expensive per month than a basic lease — until you add the lease’s insurance, servicing, MOT, breakdown cover and maintenance costs on top. The total picture is often very different to the headline figures.
Want to Know More?
If you’d like to understand exactly what’s covered in your subscription and how the insurance element works for your driving situation, speak to the AVC team directly. They’ll walk you through everything and answer your specific questions. Browse available vehicles here.
