“All-inclusive” is one of those terms that can mean almost anything. A hotel might call itself all-inclusive but still charge for the minibar. A car subscription might advertise “all-inclusive” but exclude insurance.
At AVC, we use the term because we mean it literally. Here’s exactly what’s covered — and what the financial impact actually looks like.
What’s Included in Every AVC Subscription Plan
Regardless of which plan you choose — Bronze through to Diamond — your monthly subscription includes:
Insurance Comprehensive vehicle insurance is included. You don’t need to arrange your own policy or add yourself to an existing one. This alone is worth hundreds of pounds a year.
MOT If your vehicle is due an MOT during your subscription, it’s covered. You don’t pay anything extra.
Servicing All scheduled servicing is handled by AVC. You’re never responsible for booking or paying for a service.
Breakdown Cover Full breakdown cover is included. If you break down, you call the breakdown number — you don’t pay a penny.
Maintenance Tyres, wear items, and general maintenance are included. If something needs fixing on the vehicle, it’s our responsibility — not yours.
What This Means in Real Money
Let’s model the cost of running a typical leased vehicle at the equivalent monthly cost:
| Cost | Typical Annual Cost | Monthly Equivalent |
|---|---|---|
| Lease (£250/month) | £3,000 | £250 |
| Insurance | £1,200 | £100 |
| Servicing | £400 | £33 |
| MOT | £60 | £5 |
| Breakdown cover | £120 | £10 |
| Tyres (estimate) | £200 | £17 |
| Total | £4,980 | £415 |
An AVC Gold 12-month subscription comes in at £394/month — all-in. That’s a meaningful saving versus building up the equivalent coverage yourself.
The Peace of Mind Factor
Beyond the financial side, there’s the simplicity of knowing exactly what you pay each month. No surprise bills. No insurance renewal reminders. No servicing appointments to book. It’s all handled.
Explore AVC’s Plans
See which plan fits your lifestyle and budget — view pricing here or speak to our team.

