6-Month vs 12-Month Car Subscription — Which Should You Choose?

When you sign up to an AVC vehicle subscription, you choose your plan length: 6 months or 12 months. It sounds simple, but the right choice can make a real difference to both your monthly cost and the flexibility you enjoy.

Here’s how to decide.

The Financial Case for 12 Months

12-month plans are consistently better value per month. On the Silver plan, for example, the 12-month price is £276/month versus £331/month on a 6-month plan — a saving of £55/month, or £660 over the year.

On Diamond, the saving is £10/month (£585 vs £595 + VAT) — smaller in percentage terms, but you also get significantly more: 6 vehicle swaps instead of 3.

If you’re confident you’ll need the vehicle for the full year, 12 months is almost always the better financial choice.

The Case for 6 Months

6-month subscriptions offer maximum flexibility. They’re ideal if:

  • You’re in a temporary situation (recovering from surgery, between cars, relocating)
  • You only need a vehicle for one part of the year (summer, for instance)
  • You want to “try” a subscription before committing longer
  • Your work or caring responsibilities are seasonal

For disability and wheelchair accessible vehicle users, 6-month plans are popular because they allow access during specific periods — school terms, summer activity seasons, or recovery from a medical procedure — without paying for months you don’t need.

Diamond Plan: The Swap Difference

The one area where the 6 vs 12 month choice goes beyond money is on the Diamond plan. On 6 months you get 3 free vehicle swaps. On 12 months you get 6 free vehicle swaps. If you like the idea of trying different vehicles or having flexibility to upgrade for occasions, 12 months gives you significantly more room to play with.

Our Recommendation

  • If you’re certain of your needs for a year → 12 months, every time
  • If you’re trying it for the first time → 6 months to start
  • If your needs are seasonal → 6 months
  • If you want maximum swap flexibility → Diamond 12 months

Compare plans and speak to our team to find the right fit for you.

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